Want to live in a unique home?? Look no further. Would make an excellent Bed & Breakfast. Magnificant 1873 Second Empire Victorian in excellent condition and lovingly updated thru the years. Mansard roof with custom copper gutters under the tile. Original double front doors, banister & oak floors. Updated kitchen with corian counters opens onto screened porch for outside dining. Wood burning stove decorative only. Heat pump installed 2023 also has air conditioning. FDR & LR both have crown molding. Another screen porch on the side of the house opens into the Den/Family Room. (access to back staircase too). Den and Home Office complete the 1st floor. 2nd floor: primary bedroom, full bath, 2 BRs, bath, laundry room. 3rd floor offers ensuite BR & Bath, large living area can be another FR/Sitting room. Storage room plumbed in for kitchen. Barn is original & used as a garage. Beautiful, quiet, Level yard-perfect to enjoy being outside. Landscaped w/perennials & annuals. Mins to Village of Fishkill. So much more than listed here STAR EXEMPTION available.
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,034 | $1,034 | $1,034 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,057 | $3,944 |
Total Monthly Payment | $4,186 | $4,183 | $5,070 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.