The perfect rental investment or a homestead! This unique layout offers BOTH! It is ADU zoned, NO FLOOD ZONE, RV parking/boat parking in the back, plenty of space to add a mother-in-law suite or even a pool!!! The Primary Suite has a private entrance door as well as a private gate entrance on the side! Come take advantage of this gorgeous and fully updated 3 bedroom home, with a second bathroom, UNDER CONSTRUCTION, nestled in the heart of St. Petersburg, Florida. This single-story residence is a perfect mix of elegance and coastal charm. With tons of space for backyard entertainment and parking, this home is perfect for a homeowner seeking both luxury and practicality. Inside you will see three bedrooms and a stylishly designed bathroom, featuring a separate tub and shower. Brand new features throughout, including a brand new roof, a unique paver driveway, and energy-efficient windows. The upscale kitchen serves as the heart of the home, adorned with sleek countertops and state-of-the-art appliances. A brand new water heater recently installed as well. In the back and on the sides you will find a brand new vinyl fence with dual gates (both sides) and a double gate by the driveway. Conveniently located close to the beaches and downtown, this home offers the ultimate coastal lifestyle without the burden of flood insurance. Now, FHA eligible and all offers welcome!
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Our Executive Mortgage Banker:
Our Insurance Division:
$489,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,999 | $391,999 | $391,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $329 | $329 | $329 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,641 | $2,641 | $3,388 |
Total Monthly Payment | $3,045 | $3,045 | $3,792 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.