Discover the timeless allure of a modern-meets-historic Catskills retreat! Blending 1900s character with contemporary sophistication, this farmhouse is a sanctuary designed for the present-day lifestyle. Welcome home to a vibrant tiled entry leading to an open-plan living space, where heritage meets innovation. Indulge in culinary delights with a custom kitchen equipped with a Wolfe range, stainless steel appliances, and a Sub-zero wine cooler, all complementing the granite-topped island and convenient window pass-through. The adjacent dining area, warmed by a cozy pellet stove, sets the scene for intimate dinners and cherished gatherings. Experience architectural wonder in the octagonal great room, boasting a central fireplace, built-in storage benches, walls of windows to flood the space with natural light, and vaulted ceilings, determining the heart of this enchanting home. Seamless indoor-outdoor living is yours with direct access to an inviting deck and pergola. Spanning 3, 170 square feet across two floors, this extraordinary dwelling feature four bedrooms, three full bathrooms, and a dedicated office with sleek granite desks and finished cabinetry. While the capacious atticunheatedproffers added scope for recreation or storage, the dual garage hosts a sizable, heated studio complete with a full bathroom, perfect for telecommuting or as an artist's haven. Beneath you, the luster of polished wood floors; above, wood-clad vaulted ceilingseach detail revering the home's storied past. Modern comforts like split units for climate control accentuate each room. Sited at 54 Osborne Road, adventures await just outside your door with nearby trail and hiking paths leading to the majestic Kaaterskill Falls. Immerse yourself in the tranquility of upstate New York life, just a stone's throw from the North-South Lake's expansive preserves, vibrant festivals and skiing at Hunter Mountain, with the convenience of NYC just 2. 5 hours away. Seize this opportunity to make your upstate dream a reality. Book your viewing today and explore every inch through the 3D virtual tour - Explore Now
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $628,000 | $628,000 | $628,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,178 | $4,174 | $5,296 |
Total Monthly Payment | $4,270 | $4,266 | $5,388 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.