Welcome to your charming retreat opportunity just one block away from the serene shores of Corey Creek/Hog Neck Bay/Peconic Bay. Nestled on 0. 48 acres of property with ample room to store your boats and room for pool. This cozy two-bedroom home offers a perfect blend of comfort and coastal living. Partly renovated in 2005-2006, the interior boasts an inviting open concept kitchen ideal for entertaining guests or enjoying meals with loved ones. The slider invites natural light to fill the space and provides seamless access to the deck. Step outside to discover the detached garage, providing ample storage space for outdoor equipment or vehicles. With a regularly maintained septic tank installed around 2012, this property offers natural convenience set back from a tranquil waterfront setting with deeded access to a mooring. Whether you're seeking a weekend getaway or a year-round residence, this home's location is sure to captivate with its proximity to the bay and timeless charm. Propane hot water heater, stove and drier. Heating system is oil forced hot air. Low Taxes. Short Sale! Sold As is. It will close Vacant.
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Our Executive Mortgage Banker:
Our Insurance Division:
$629,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,200 | $503,200 | $503,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $388 | $388 | $388 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,390 | $3,344 | $4,244 |
Total Monthly Payment | $3,870 | $3,824 | $4,724 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.