Welcome To Your Very Own Relaxing Beach Getaway Nestled in The Heart of St. Augustine Beach, Right Within the Serene Confines of The Gated Community of Ocean Villas Condos! This Inviting First-Floor End-Unit Boasts Three Bedrooms and Two Baths, Exuding A Sense of Coastal Charm and Tranquility. Recent Updates and Thoughtfully Furnished, This Condo Is Ready for You to Move in and Start Enjoying the Beach Life or Capitalize on Its Excellent Potential as a Short-Term Rental Investment. Picture Yourself Unwinding on One of The Two Outdoor Patios, Contemplating the Day's Activities Ahead, or Soaking Up the Sunshine by One of The Community's Two Pools – One of Which is Heated During the Winter Months, While the Other is Conveniently Located Beachside and Features a Gentle "Walk-In" Entry, Perfect for Families with Young Children or Anyone Needing Easy Access. Step Outside and Indulge in Leisurely Beach Walks, Invigorating Ocean Breezes, and the Blissful Serenity That Comes with Living Just Steps Away from the Private Beach Ramp. And When You're Ready for Some Excitement, Historical Downtown St. Augustine Along with An Array of Shopping Destinations and Local Eateries, Are Just Minutes Away. With Endless Possibilities for Relaxation and Recreation, Ocean Villas Invites You to Embrace the Coastal Lifestyle and Make Unforgettable Memories by The Sea. Don't Miss Out on This Incredible Opportunity to Own a Piece of Paradise – Schedule Your Viewing Today!
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Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
$629,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,200 | $503,200 | $503,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $502 | $502 | $502 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,475 | $3,390 | $4,280 |
Total Monthly Payment | $4,069 | $3,984 | $4,874 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.