Nestled in the vibrant heart of Kips Bay, Apartment 2S is a quiet, south-facing studio featuring an updated kitchen. The thoughtfully arranged layout affords a dedicated dressing area featuring generous closet space. The kitchen, a model of efficiency and style, boasts ample cabinetry, expansive counter space, and is enhanced by updated appliances.
The Victoria House emerges as a paragon of residential living, where meticulous attention to detail and a commitment to excellence are evident. This pet-friendly building is safeguarded by a 24-hour doorman and a live-in resident manager, ensuring a secure and seamless living experience. The lobby, a masterpiece of design, features elegant marble and sleek glass doors. Residents are invited to revel in the breathtaking city panoramas from the landscaped and furnished roof deck, a perfect setting for social gatherings or serene evenings watching the sunset. Further enriching the living experience are an on-site fitness center, bicycle storage, a modernized laundry facility, and a garage offering preferential rates to shareholders.
Positioned for ultimate convenience, this residence is a stone's throw from key public transportation links and a selection of esteemed grocery establishments including Trader Joe’s, Whole Foods, and Fairway. The proximity to Madison Square Park, acclaimed dining venues, cafes, and the Kips Bay AMC Movie Theater opens a world of leisure, dining, and entertainment possibilities.
The cooperative supports a flexible ownership policy, accommodating co-purchasing, gifting, guarantors, pied-à-terres, and subletting subject to board approval.
Seize the opportunity to claim this studio as your own, set within one of Manhattan’s most sought-after and dynamic locations.
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Our Executive Mortgage Banker:
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$449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,481 | $2,420 | $3,055 |
Total Monthly Payment | $2,556 | $2,495 | $3,130 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.