Welcome to this beautiful spacious 2 bedroom at Fordham hill oval gated community nestled in the University Height.
This home has been totally renovated from top to bottom with modern features. Apartment includes high ceilings, BELLAWOOD natural oak flooring throughout, new Hunter Douglas "palm beach" with polysatin shuttering all windows. Kitchen has beautiful cabinetry, Corian counters and breakfast bar. New matte finish GE appliances and 2 pantry closets for extra storage space. Both bedrooms are spacious enough for a king size bed plus furnishings and Custom radiator covers.
Unlike most buildings, the maintenance includes all utilities, taxes, insurance and its 45% tax deductible at tax time. Fordham hill is close to all major transportation, shopping and recreational areas and insinuates away from downtown Manhattan and Upstate New York. Amenities include a fitness center, 24 hour on site Security staff, laundry rooms, storage area, and plenty of sitting areas for your enjoyment. Please schedule your appointment to view it. Additional Information: HeatingFuel: Oil Above Ground,
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Our Executive Mortgage Banker:
Our Insurance Division:
$270,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $216,000 | $216,000 | $216,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,401 | $1,383 | $1,794 |
Total Monthly Payment | $1,476 | $1,458 | $1,869 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.