Under contract-accepting backup offers. Back on mkt/ buyers financing fell through. Act fast or owners will be renting it again. Ready for your island paradise home, vacation getaway or investment income opportunity, look no further than this large 2 bedroom, 2. 5 bath townhome located in Indian Shores. Get ready for ULTIMATE Beach Lifestyle just steps away from Gulf of Mexico beach access, along with amazing intercoastal views from your unit. Current owners occupy unit 7 months throughout the year and still secure $35, 000 to $40, 000 in rental income when not occupied. NO rental restrictions at Seashell. This unit is turnkey for you or your guests. This is one of the FEW units in complex that back to mangroves with water views. A RARE FIND on the island is an OVERSIZED two car garage and two addi?onal parking spots outside. Plenty of room for large vehicles and all your beach toys. Main level kitchen redone with granite countertops, newer 1/2 bath and fully furnished. Throw the wet beach towels into a large NEW capacity washer and dryer located on main level. Relax on you secluded screened in porch. Entire unit painted in 2023. New textured ceilings and crown molding throughout reflects the attention to details in this home. Upstairs has two large bedrooms and two fully remodeled baths. Master has walk in closet. Newer furnace and A/C unit. You will love the Seashell heated pool right on the intercoastal. The views are amazing and in no time at all you see manatees and dolphins. Pool has bathrooms and plenty of chairs and umbrellas. Enjoy the equipped fishing dock, cleaning station and kayak launch. Enjoy the picnic area and grill up a meal. Multiple outdoor showers and hoses available after a day at the beach. Seashell is a prime location to access the beautiful beaches of the Gulf of Mexico. Conveniently located to allow walking to restaurants, nightlife and shopping that keeps renters coming back.
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Our Executive Mortgage Banker:
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$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $517 | $517 | $517 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,041 |
Total Monthly Payment | $3,797 | $3,794 | $4,650 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.