Welcome to your spacious dream home in the desirable Deep Creek Community. This spacious home was originally a 3 bedroom but current owners added a 4TH BEDROOM with its own bathroom off the kitchen. So, your new home has 3 Full size bathrooms. (new pics coming soon!) The NEW roof has solar panels that the seller will be pay off at closing. It has gutters also. Vinyl Plank floors throughout the home. The spacious Primary bedroom has two walk in closets in the en-suite that has a separate sunk-in bathtub, stand-alone walk-in shower and his and her sinks. With a split bedroom layout that maximizes space and functionality, this home provides a comfortable and enjoyable living experience. The living room offers high ceilings. The home has been tastefully updated with fresh paint both inside and out. The light fixtures and ceiling fans have been updated throughout the house and add a touch of modern elegance. The kitchen has granite countertops, stainless steel appliances (the refrigerator currently in the kitchen does not convey, it will be replaced with the stainless steel refrigerator that is in the garage). There is a breakfast area right off of the kitchen. There's a spacious open patio off the 4th bedroom, ideal for expanding your outdoor living options. The home's roof has been recently replaced, offering peace of mind and protection for years to come. The house is situated in a cul-de-sac, so no thru traffic. . You'll have easy access to local amenities, schools, parks, and shopping, making daily living a breeze. Punta Gorda is known for its scenic beauty, vibrant cultural scene, and plenty of outdoor activities, making it an ideal place to call home. There is a park with tennis and basketball courts and a playground within a mile from the house. Schedule a showing today and envision yourself living the Florida dream in Southwest Florida.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $411,920 | $411,920 | $411,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $164 | $164 | $164 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,741 | $2,738 | $3,474 |
Total Monthly Payment | $2,997 | $2,994 | $3,730 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.