HUGE PRICE REDUCTION ON THIS ONE-OWNER, CUSTOM BUILT 3BR-2. 5BA HOME WITH OVER 3, 000SQFT OF LIVING AREA AND NO HOA ON ACREAGE!!! NEW ROOF IN 2023! The private drive entry is buffered by approximately 130 sugarbelle citrus trees, ushering you to the front door entrance with a relaxing porch with rocking chairs to sit and enjoy those beautiful Florida sunsets. You'll appreciate the quality from the moment you come into the private drive through the beautifully landscaped yard and enter this spacious custom home. It features high ceilings, crown molding and wood flooring. The large living room features a cozy gas fireplace and you also have a nice formal dining room and front office. This 15x14 kitchen has a large walk-in pantry, a breakfast bar and a convenient breakfast nook for that morning coffee or quick lunch. This custom home has a split bedroom plan. All bedrooms have walk-in closets. The primary suite features 2 walk-in closets, double vanities, walk-in shower and a nice jetted tub for relaxing! This home has a bonus "piano" room and a Family Room off the living room that's perfect for more room for entertaining or the grandkids to play board games and more! You have a large inside laundry room plus storage areas galore. Above the ATTACHED 3 CAR GARAGE is an unfinished 36x23 room that can be reached by a permanent stairway and can easily be converted to more living space or make a wonderful game room!
This home has a generator, fenced back yard, with beautiful oak trees and mature landscaping with irrigation including the citrus trees. This newer 24x24 metal building is perfect to store that boat and also gives you a workshop area. This custom one owner home has been loved and well maintained. The private drive is deeded and shared with 2 neighbors. The total acreage including the private drive is over three acres. Convenient to downtown shopping, restaurants, hospital, medical facilities, Polk State College and LESS THAN 1 MILE to the nearest PUBLIC BOAT RAMP on LAKE ELBERT!
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$695,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $234 | $234 | $234 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,746 | $3,695 | $4,689 |
Total Monthly Payment | $4,072 | $4,021 | $5,015 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.