PORT CHARLOTTE HOME W/WOODED BACKYARD. Check out this move-in ready 3 bed/2 bath home + bonus room in Port Charlotte. Home has formal living room & dining room plus a separate Florida room w/access through the dining room & master suite plus a pass-thru counter from the kitchen. Large kitchen has ample cabinet & counter space plus room to add a corner table, moveable island or pantry for additional cabinet/counter space. Florida room expands the living space & can be used as a family room, multipurpose space w/combined home office/den, hobby area. All three bedrooms boast walk-in closets. No shortage of storage space here. Master suite has walk-in closet, private bath & access to the Florida room. The guest bedrooms share a guest bath w/combination tub & shower. The Florida room opens to the backyard for outdoor entertaining. Large oak trees provide a ton of shade along with an old-Florida feel in the backyard. The attached, one-car garage has been converted into a laundry room & separate bonus room w/sliding glass door in lieu of garage door. Home is located in the center of Port Charlotte w/easy access to US-41, all area restaurants, shopping & medical centers. Recent updates include NEW ROOF (2021), NEW 150 amp breaker (2017), and NEW AC unit installed (2018). Make an appointment today.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,920 | $207,920 | $207,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $397 | $397 | $397 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,383 | $1,382 | $1,753 |
Total Monthly Payment | $1,855 | $1,854 | $2,225 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.