Come see this beautiful FULLY FURNISHED GROUND FLOOR UNIT in the Exeter Building in popular 55+ Five Towns community (one of few buildings where you can have a pet under 25 lbs). This condo has a spacious open floorplan with luxury vinyl plank flooring throughout the one bedroom/one bath unit. The unit has been painted in a neutral color to suit any decor. The large L-shaped Great Room has a bright Living/Sitting Area and a roomy Dining Area that opens to the Kitchen. The galley-style Kitchen has white cabinets, almost new stainless steel appliances including a beautiful gas range and new refrigerator and beautiful quartzite countertops and nice backsplash. Back door leads from the Kitchen to the nice rear screened-in porch which overlooks the peaceful grounds. Two designer shiplap walls in Dining Room and also in the Kitchen. New contemporary lighting, fans and fixtures throughout. The spacious Master Bedroom will accommodate a queen or king-sized bed, has a spacious double closet and is just next to the Bathroom with its new single vanity and combination tub/shower. The building also has a convenient community laundry room, elevator in main entry lobby and your own storage cubby. The condo comes with a premium assigned parking space immediately in front of the unit. New HVAC and new electric panel. Five Towns has six swimming pools, nine peaceful ponds, two community clubhouses with large event room, billiards room, card room, library, and two fitness centers. Enjoy the walking trails, tennis courts, shuffleboard courts, bocce ball courts and one of several outdoor picnic and grilling areas. If you want to participate in social events, there are many always happening including card games, dances, painting, yoga, swimming, band concerts, quilting and more. Your monthly fees include water, sewer, garbage pickup, basic cable TV, exterior maintenance, property management and natural gas costs for both your heating and cooking. Milestone Inspection is complete with no problems or assessments expected. This is one of the best managed buildings at Five Towns with good reserves. Foreign Seller so unit must be registered as primary residence. Fully furnished so it's perfect for Snowbirds!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $120,000 | $120,000 | $120,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $207 | $207 | $207 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $798 | $798 | $1,029 |
Total Monthly Payment | $1,080 | $1,080 | $1,311 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.