443 Pansy STREET, Davenport, FL, 33837 | $102,000

Love Entertaining? LOW LOA OF $696 A YEAR. TAX EXEMPTION ON PROPERTY TAXES WHEN THIS IS YOUR OFFICIAL RESIDENCY! Want a GATED COMMUNITY close to I-4 AND HWY 27, hospital, doctors, restaurants? The HEATED POOL and AIR CONDITIONED clubhouse are waiting for you with it's many activities and events! This lot is larger than most due to being on the curve. Fully paved front to back making yard work minimal! WALK thru the front door from the spacious and shady front deck into the spacious living room. THIS 1 Bedroom, 1 Bath and a BONUS ROOM (that serves as the 2nd bedroom/utility/ office room). A ramp (which can be removed) leads to the dining room and kitchen. Go down the hallway to the primary bedroom which has access to the hall bath. The bonus room can be accessed from the primary bedroom which serves as the 2nd bedroom, office, utility room. This room also gives access to rear yard and shed. IMAGINE SITTING OUT ON THE BEAUTIFULLY PAVED PATIO with a vinyl fence along the back of the property for privacy giving you a quiet place for ENTERTAINING OR RELAXING in your lounge chair. ALUMINUM AWNINGS all around the house keeps the sun at bay. This house has had EXTRA INSULATION and is WRAPPED under the newer siding so that you have savings on utilities. Rolled ALUMINUM roof!

Features

  • Amenities: Clubhouse, Fence Restrictions, Gated, Laundry, Pool, Shuffleboard Court, Vehicle Restrictions
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Inside, Washer Hookup
  • Year Built: 1996
  • Garage: Driveway, Golf Cart Parking, Ground Level
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 768
  • Acreage: 0.07
  • Est. Taxes: $128
  • HOA Fee: $696 Annually
  • Lot Desc: City Lot, Irregular Lot
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Appliances: Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: B4901535
  • Days on Market: 178 days
  • Website: https://www.raveis.com
    /prop/B4901535/443pansystreet_davenport_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/5/2024 10:17:23 AM)
Listing courtesy of American Dream Realty   Phone: 863-421-2105

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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443 Pansy STREET, Davenport, FL, 33837

$102,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $81,600 $81,600 $81,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment $11 $11 $11
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $543 $542 $688
Total Monthly Payment $629 $628 $774

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.