Offered for sale is this lovely 2022 home in The Isles of Westport. Per owner documentation, THIS HOME IS NOT IN A FLOOD ZONE! Why wait months or over a year for a new home to be built in this community when you can buy this immaculate, one year old home that already has mature landscaping completed and walls that have fresh, quality paint. The home also has easy to operate (upgraded in 2023) hurricane shutters rather than builder grade shutters. Looking at the pictures, you can see the impeccable care these owners take of their home. It's ready for you to occupy after closing. No need to go through the build process which, in these times, can have frustrating delays and additional expenses. With this home, you can see what you are getting up front and in person instead of on a computer screen. This home includes 2 master suites. One for you and one for your child or relative. HOA fees are low. Westport is a growing community located near many Florida amenities. Port Charlotte and North Port shoppes and restaurants including the new Sun Seeker resort are a short ride away. Charlotte Sports Park hosts the Tampa Bay Rays spring training. Atlanta Braves spring training facilities and Warm Mineral Springs are in North Port. Watch a preseason game or have a soak in the Warm Mineral Springs water. Multiple, beautiful beaches are less than a 30 minute ride. If you want the Florida lifestyle and you want it now, rather than a year or more from now, come see this ready to move into home. Furnishings are negotiable. Thank you for your interest!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,600 | $303,600 | $303,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $624 | $624 | $624 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,097 | $2,045 | $2,583 |
Total Monthly Payment | $2,796 | $2,744 | $3,282 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.