Best value (under tax value!) with a view in Downtown St. Augustine - a charming single floor home in Historic Saint Augustine that is waterfront on Lake Maria Sanchez with amazing sunrises! The historic city surrounds this beautiful home - museums, galleries & restaurants are walking distance from your door! Situated in Lincolnville, this unique home has Mediterranean style charm mixed with Old Florida style! In addition, you have two front doors - an East facing door lake side, and a West facing door from the street side. Watch the shore birds dive for fish, horse carriages roam the streets and amble along the sidewalk outside your front yard enjoying the lake for peaceful exercise. The outside has wonderful wrap around paver patios and tropical landscaping front and back for outside enjoyment. A 17ft Swim Spa adds to the outdoor paradise! Make this your new home, winter/vacation home or investment property. Short-term or long-term rentals are allowed. This 2000+ square foot home has 3 spacious bedrooms, a den with built-in wall to wall shelving and a fireplace, and a large utility room that can be used as a craft room as well as the laundry room. The dining room, living room, kitchen and 2nd bedroom all have beautiful lake views. The Master bedroom views the backyard patio and swim spa. The 17-foot swim spa has a fountain, two jacuzzi seats as well as a resistance swim capability. Welton pools has meticulously maintained it since it was installed in 2019. The parking situation is the best of the best with a one-car garage as well as ample off-street parking for 3-4 cars. A new roof was installed in 2020 and the garage roof was replaced in 2024. The home was tented within the last 10 years (2016) and ongoing maintenance is provided by Florida Pest Control. If you're new to the area, the history of Saint Augustine is expansive with its beginnings in 1565 -many of those structures still exist. The list is long and includes forts, streets and museums. Explore the Zorayda museum, Lightner museum, Flagler College (once a famous hotel), Lewis Auditorium, historic churches, galleries and restaurants of every style. Just a few miles across the Bridge of Lions, is the beach! Saint Augustine Beach is eclectic, artsy, pet friendly, a beach lovers dream with magical “Olde Florida” feel…tropical colors, bike paths, sidewalks, surfers, swimmers, fishermen -come as you are! And a bonus - no high-rises are allowed! Exploring will be fun - visit Anastasia Stare Park, the amphitheater (“The Amp”), our beautiful Lighthouse, "beach vibe" ice cream and foodie experiences. And don’t miss The Alligator Farm and Marineland - so much to see - nature calls! Nearby Airports include UST, JAX, DAB, SFB, MCO. Easy access to US 1 and 95 make travel easy! Come on… what are you waiting for!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $716,000 | $716,000 | $716,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.321% | 6.750% | 7.038% |
Monthly Tax Payment | $133 | $133 | $133 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,644 | $4,585 | $6,336 |
Total Monthly Payment | $4,869 | $4,810 | $6,561 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.