Upper floor immaculate and impressive studio co-op. This apt. Is very sunny with southern exposure. This co-op displays an open floor plan that shows the placement of a dining area, living area, and sleeping area. One can also have great flexibility in choosing their own arrangement. The separate kitchen has new stainless steel appliances , granite countertops and plenty of maple wood cabinets. The bathroom has been remodeled with a new vanity and medicine cabinet. Additionally, there is an alcove for extra storage. The apt offers beautiful hardwood floors, 3 generous size closet and all new doors throughout. It is in impeccable condition. Another great feature is the low monthly maint. Of $586. The plentiful building amenities include: 24-hour doorman/concierge, live-in super, 2 laundry rooms, bike storage, Fios & a waitlist for parking. There is easy access to public transportation, express buses & NYC ferries. Shore Road Park & bike baths are directly located in front of this beautifully landscaped building. This convenient location is situated a few blocks from Bay Ridges finest restaurants & cafes. Starbucks, organic health food stores, farmer markets & local boutiques. Subletting permitted after one year.
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Our Executive Mortgage Banker:
Our Insurance Division:
$255,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $204,000 | $204,000 | $204,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,409 | $1,374 | $1,735 |
Total Monthly Payment | $1,484 | $1,449 | $1,810 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.