Beach club living with deeded rights to Shoreham Shore Club! Nestled moments away from the shores of Long Island's finest North Shore beaches, this cedar shake Colonial embodies the essence of comfort and charm. As you step through the front door, you're greeted by a spacious floor plan offering walls of windows - lots of natural light. The heart of the home lies in the Dining Area and Kitchen with its white cabinetry and updated appliances. There's a seamless flow into the Family room where you'll find a wood burning stove (fireplace) adorned with white brick facing and complemented by exposed beams. Formal Living and Dining Rooms are ideal spaces for entertaining guests. Powder room and Mud Room have lots of closet space and complete the first floor. Explore the second floor living space- three gracious sized bedrooms with wood floors and large closets plus Primary suite with walk-in closet and bath with single vanity and stall shower. There's also a hall bath with access from Bedroom Two with single sink vanity and tub/shower with glass door entry. Wood floors throughout bedrooms, FDR, FLR. Partial basement houses utilities and oil tank and offers access to oversized 2 car garage allowing for ground level entry to lower level. The fenced yard features a patio and deck, enveloped by blossoming specimen plantings and trees, offering a tranquil retreat. Beyond your doorstep, the North Shore beckons with its myriads of attractions and amenities. Discover nearby hiking trails, scenic parks, and charming waterfront towns, or indulge in a day of leisurely exploration where charming boutiques, eclectic eateries, and cultural attractions await your exploration. From world-class dining to outlet shopping, to farms and vineyards, every whim and desire are effortlessly fulfilled just moments from home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$624,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $499,999 | $499,999 | $499,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $1,061 | $1,061 | $1,061 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,369 | $3,323 | $4,287 |
Total Monthly Payment | $4,522 | $4,476 | $5,440 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.