OWNER MOTIVATED!! Beautiful home on 1. 16 acres in the highly sought after Virmillion Estates. Fully fenced with separate pasture. Electronic gate with new battery in 2024, sunken living room with high ceiling, kitchen/dining room and family room combination with fireplace. Wind mitigation installed in attic in 2023, new kitchen and bathroom faucets in 2022, new AC in 2022, new hot water heater in 2021, all new smoke detectors in 2020, new drain field and septic pumped in 2018, new roof in 2018 including back porch roofs. New shower enclosure and cabinets in master bathroom in 2018, new tub and enclosure in 2012 in guest bathroom. solar tubes in kitchen and family room installed in 2008 and new master electric box in 2007. A 444 sq ft screen room and another 360 sq ft screen room also attached. 2 sheds in the back and a huge workshop with electric. As soon as you walk in the atrium to the front double doors you will notice the beautiful hardwood floors throughout, turn to the right to step down into the large formal living room. The property is well landscaped around the home plus a large pasture that is separately fenced. The kitchen/dining room/ family room is well lit with the solar tubes in the ceiling. This home has it all for a large family and is even located on a cul-de-sac. Virmillion estates is 1 road in subdivision with all homes have acreage. Everything has been done to this home for you to make it your own.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $128 | $128 | $128 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,155 | $2,126 | $2,743 |
Total Monthly Payment | $2,358 | $2,329 | $2,946 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.