Wonderful opportunity to own a home in a prime location. Located high & dry with no flood insurance, HOA or CDD required! The seller's FHA mortgage is assumable, the sellers interest rate is a fixed 4. 625%. This charming and spacious, 3-bedroom, 2 bath, 2 car garage home with almost 2, 000 sqf of living space is nestled on a cul-de-sac with over 1/2-acre of land! The huge rear yard has plenty of room to store a boat or RV boasts beautiful mature and lush landscaping and is fully fenced with quality 6’ white vinyl fencing providing tons of privacy. This split bedroom home has a wonderful floorplan and features a large formal living & dining room, kitchen adjoined by dinette and family room with sliders leading out to the large, covered lanai. The master suite boasts a private bath with his and her sinks, large walk-in closet and also has sliders leading out to the lanai. Both Guest Bedrooms are very gracious in size and are serviced by the guest bathroom. This home also features an inside laundry and spacious garage with sliding garage screen doors. Centrally located in the heart of Spring Hill. with easy commutes to all the Tampa Bay area! Close to shopping, recreation, restaurants, medical and parks. This quiet neighborhood ensures a peaceful and private setting! Call for a viewing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,200 | $287,200 | $287,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $405 | $405 | $405 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,935 | $1,909 | $2,422 |
Total Monthly Payment | $2,414 | $2,388 | $2,901 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.