6903 Five Oaks DRIVE, Saint Cloud, FL, 34773 | $324,850

Move In Ready! Immerse yourself in the Harmony resort-style lifestyle, with amenities such as picturesque lakes with fishing pier, complimentary boating, extensive nature trails, community pools, volleyball and basketball, a community garden, dog parks, a bustling town square and a pristine golf course open to the public. Enjoy low-maintenance living plus resort-style amenities right at your doorstep. Harmony Isle, located in the Harmony community, is a cozy enclave of 46 brand new townhomes in the heart of St. Cloud/Harmony, FL. Whether you’re spending the day on Buck Lake, taking a dip in the pool or a walk on the nature trail, you can indulge in a year-round resort lifestyle filled with a multitude of options for both entertainment and relaxation. The Lyle, with a generous 1, 777 square feet of living space, presents 3 inviting bedrooms, 2. 5 baths, loft, and an oversized two car garage. As you step into the home from your covered front porch, you'll discover the harmonious blend of the kitchen, dining area, and great room, all seamlessly connected with easy access to the rear-entry oversized 2-car garage. The kitchen features black and white granite countertops, a stylish backsplash, grey 42' inch upper cabinetry complimented with a spacious kitchen island. Ascend the staircase adorned with metal balusters to be welcomed by a spacious loft, a luxurious owner's suite, and 2 cozy guest bedrooms. The townhome showcases plush carpet in the owner's suite and guest bedrooms, with beautiful 17x17 tile downstairs and in the wet areas of the home. The owner’s bath and upstairs guest bath include grey cabinets and silestone countertops. Located near St. Cloud, just 15 minutes south of the thriving Lake Nona area, Harmony Isle provides a perfect blend of natural beauty and accessibility to Harmony schools, shopping, dining, attractions, Space Coast beaches and airports. Welcome home to Harmony Isle! DISCLAIMER: Photos and/or drawings of homes may show upgraded landscaping, elevations and optional features that may not represent the lowest priced homes in the community. Pricing, Incentives and Promotions are subject to change at anytime. Promotions cannot be combined with any other offer. Ask the Sales and Marketing Representative for details on promotions.

Features

  • Amenities: Basketball Court
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 43 x 70
  • Laundry: Inside
  • Year Built: 2024
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,777
  • Acreage: 0.04
  • Lot Size: 43 x 70
  • Est. Taxes: $0
  • HOA Fee: $195 Monthly
  • Lot Desc: Sidewalk
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
  • MLS#: W7864270
  • Days on Market: 87 days
  • Website: https://www.raveis.com
    /prop/W7864270/6903fiveoaksdrive_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/5/2024 11:47:22 AM)
Listing courtesy of MALTBIE REALTY GROUP   Phone: 813-819-5255

William Raveis Family of Services

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

6903 Five Oaks DRIVE, Saint Cloud, FL, 34773

$324,850

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $259,880 $259,880 $259,880
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,729 $1,727 $2,192
Total Monthly Payment $1,804 $1,802 $2,267

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.