Fantastic Palm Harbor Location! This property is located in Brookhaven, a Gated community within Ridgemoor/East Lake Area. Great schools! This Two bedroom, Two Bath Villa overlooks the Lake with unbelievable views of the water! Watch the wildlife! You enter the villa through a private gated courtyard. Once inside you will find a light & bright open floor plan! Living room has a corner fireplace with a window overlooking the water. There is a home office/Den area off Primary bedroom & living room. You have vaulted ceilings in main living areas, Newer vinyl plank flooring throughout w/ Tile in kitchen and baths. . Spacious open floor plan, Nice kitchen with breakfast room & plenty of cabinet storage. Primary suite w/ walk in closet & master bath with shower. Split plan with Guest bedroom & bathroom tucked away from Primary area. Nice size Laundry room w/d & a Laundry tub sink. Last but not least is the driveway leading into a One car garage! HOA has replaced Roof & Painted the building in last 2/3 years. Community Pool is located across street. Walking paths located all over Ridgemoor! Biking is amazing! This location is close to Shopping, Medical, Restaurants, Entertainment! Award winning Clearwater Beach less than 30 minutes away. Tampa international & St. Pete/Clearwater Airports 30/40 min away. Don’t miss this opportunity to own a place in Paradise! Buyer/Buyers agent verify room sizes & info for accuracy)
Within 30/40 minutes. .
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,720 | $248,720 | $248,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $350 | $350 | $350 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,552 | $1,511 | $1,034,261 |
Total Monthly Payment | $1,977 | $1,936 | $1,034,686 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.