12370 Harbour Ridge Boulevard, #4-3, Palm City, FL, 34990 | $449,000

Stunning river views from this first floor, two bedroom condo in the desirable South Shore Village make this the perfect Florida home. Updated engineered wood floors in living area, granite countertops with newer kitchen appliances, plantation shutters and impact windows throughout are just a few of the features in this meticulous condo. Includes a 1 car garage and separate golf cart garage for additional storage. Located in Harbour Ridge Y&CC, $125, 000 Joining Fee with $1, 000 refundable equity due at closing. Monthly HOA Fee includes, Club Dues, Trail Fees, POA, Village HOA, Capital Fund Fees and appropriate taxes. Membership approval process includes: $500 application fee plus background/credit check. Additional financial information may be required for credit scores below 740.

Features

  • Parking: 1-car
  • Heating: Central,Electric,Individual
  • Cooling: Central Air,Electric
  • Levels: 1
  • Amenities: Barbecue,Boat Facilities,Bocce Court,Clubhouse,Dog Park,Fitness Center,Golf,Library,Marina,Pickleball,Pool,Putting Green,Restaurant,Street Lights,Tennis Court(s),Trails/Paths,Gated
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: Harbour Ridge Yacht & CC - South Shore
  • Year Built: 1990
  • Common Charge: $4,243
  • Approx Sq. Feet: 1,510
  • Acreage: 5.89
  • Est. Taxes: $1,030
  • View: River
  • Water Front: Yes
  • Elem. School: Bessey Creek
  • Middle School: Hidden Oaks
  • High School: Martin County
  • Pets Allowed: Yes
  • Appliances: Some Electric Appliances,Dryer,Dishwasher,Electric Range,Disposal,Microwave,Refrigerator,Water Heater,Washer
  • MLS#: M20044540
  • Days on Market: 216 days
  • Website: https://www.raveis.com
    /prop/M20044540/12370harbourridgeboulevard_palmcity_fl?source=qrflyer
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Listing courtesy of Harbour Ridge Realty Inc

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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12370 Harbour Ridge Boulevard, #4-3, Palm City, FL, 34990

$449,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,200 $359,200 $359,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $86 $86 $86
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,390 $2,387 $3,029
Total Monthly Payment $2,551 $2,548 $3,190

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.