BRING OFFERS on this FURNISHED ready-to move in immaculate condominium unit which DID NOT GET ANY DAMAGES from the recent 2 hurricanes in FL. Some of its features are BRIGHT KITCHEN with white solid-wood cabinets, DOUBLE-PANE WINDOWS in bedroom and Irving room, a ceiling fan and tinted plexiglass windows in Florida room from which you have stunning view of the courtyard, Dryer and NEWER Top-Load WASHER in FL room which can convey. Elegant Furniture which can convey, Newer Faucets, REMODELED Shotless Bathroom, Chandelier in Dinning area and Elegant China Cabinets and Elegant Dining Table, Flat-Screen TV that can convey, a Ceiling fan in the Living room area, Bright and Clean Elegant Bedroom Set in Master bedroom that can convey, Cookware in Kitchen Cabinets that can convey, Newer built-in Oven, Newer Cook-top, DISHWASHER, Central HVAC(central heating and cooling) only seasonally used and in addition 2 electric heaters that can convey, one of which was never used. SINK IN FLORIDA ROOM comes handy by washer and dryer. Room sizes are approximate, and buyer is advised to measure all and verify. There is no land lease or land lease fee; just one fee to the association in the amount of $365. 41 in the year of 2023 and that monthly fee to the association includes CABLE, INTERNET, Wi-fi, water, sewer, trash removal, maintenance of the exterior common elements, and insurance of the building's exterior while buyer is advised to get insurance for the interior. The monthly FEE TO THE ASSOCIAITON IS LOWER than in the other association that is within the same complex Can be sold FURNISHED or unfurnished; if you need it unfurnished, BRING YOUR OFFERS. This building is located in a part of the complex where the association does not have to have flood insurance as it is in presently in X-500 ZONE. BRING YOUR OFFERS! This complex located in Kenneth City is within the north-west part of St. Petersburg. No rentals are allowed. Approximately 7 miles away from each Madeira Beach and St Pete Beach, this building is located about 5 blocks Northeast from the association's shuffleboard court and a clubhouse with a library, a pool-table, and a piano.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $115,999 | $115,999 | $115,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $90 | $90 | $90 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $791 | $771 | $995 |
Total Monthly Payment | $956 | $936 | $1,160 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.