8174 Terrace Garden DRIVE N, #207, St. Petersburg, FL, 33709 | $270,000

Welcome to your future home in one of Terrace Park's most coveted buildings! This spacious 1, 235 square foot condo boasts 2 bedrooms and 2 baths, offering ample space and comfort. As you step inside, you'll immediately notice the updated kitchen and bathroom vanities bring a modern touch to the space, ensuring both style and functionality. Enjoy the convenience of having your own laundry room, a practical feature that adds to the ease of everyday living. While some areas of the condo could benefit from a touch of personalization, it presents a fantastic opportunity for those with a vision to tailor it to their own tastes and preferences. Imagine crafting your ideal living space, tailored precisely to your needs and desires. One of the highlights of this condo is its balcony, providing a serene retreat with stunning views of the pond. Picture yourself enjoying your morning coffee or unwinding after a long day, all while taking in the tranquil surroundings. Additionally, residing in this 55+ community grants access to an array of amenities designed to enhance your lifestyle. Stay active and fit with the fitness center and tennis courts, or take a refreshing dip in one of the multiple pools scattered throughout the complex. Don't miss out on the opportunity to call this condo home and experience the best that Terrace Park has to offer. Schedule a viewing today and start envisioning your future in this vibrant community. Owner Financing available.

Features

  • Elevator: Y
  • Heating: Central, Electric, Natural Gas
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Elevator(s), Fitness Center, Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Complex: TERRACE PARK OF FIVE TOWNS
  • Year Built: 1985
  • Common Charge: $856 Monthly
  • Approx Sq. Feet: 1,235
  • Acreage: 2.7
  • Est. Taxes: $1,138
  • Lot Desc: Cul-De-Sac, City Lot, In County, Landscaped, Near Public Transit, Private, Sidewalk, Street Dead-End, Street One Way
  • View: Garden, Park/Greenbelt, Water
  • Adult Communities: Yes
  • Pool: Deck, Gunite, Heated, In Ground, Lighting
  • Pet Policy: No
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Refrigerator, Washer
  • MLS#: U8239441
  • Days on Market: 177 days
  • Website: https://www.raveis.com
    /prop/U8239441/8174terracegardendriven_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/21/2024 6:02:22 PM)
Listing courtesy of COASTAL PROPERTIES GROUP   Phone: 727-493-1555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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8174 Terrace Garden DRIVE N, #207, St. Petersburg, FL, 33709

$270,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $216,000 $216,000 $216,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $95 $95 $95
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,437 $1,436 $1,822
Total Monthly Payment $1,607 $1,606 $1,992

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.