Gently shaded by mature oaks and nestled within Citra’s peaceful countryside, this adorable cottage is a wonderful option with plenty of flexibility. Situated on just under 2-acres, the property is zoned A-1 which opens up the possibility of transforming it into a mini-farm or hobby farm if desired. Resting at the heart of the property is a 3-bedroom, 1-full and 1-half bath cottage that spans just over 1, 300 sq ft. At the front of the cottage is a cozy covered front porch lounge, which is perfect for watching horses train on the track across the street. Stepping inside, the home features an open floor plan with soaring vaulted ceilings, rustic touches, and a thoughtful layout. The kitchen is fully equipped with plenty of counter and cabinet space, matching appliances, and a breakfast bar. Directly open to the kitchen is the living area, which provides the perfect space to relax. A loft-style bedroom takes full advantage of the home’s open feel and includes large windows that overlook the surrounding property. One of the bedrooms is currently used as an exercise room and has ample potential to be used as a bedroom or flex space as desired by the new owner. To the side of the home is a fully fenced-in dog run that lets dogs explore in safety, accessible by a built-in dog door for added ease. A scenic drive provides the option to explore the many shopping and dining options throughout both the Ocala or Gainesville areas. A variety of competition and spectating options are available to equestrians in the area, including Majestic Oaks, the Ocala Jockey Club which was recently acquired by WEC, the World Equestrian Center, and HITS– all of which are just 30 minutes away or less.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $133 | $133 | $133 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,590 | $1,569 | $1,990 |
Total Monthly Payment | $1,798 | $1,777 | $2,198 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.