Your dream Florida lifestyle awaits at 5603 80th St North #207, St. Petersburg, FL 33709! This meticulously updated condo in the sought-after Five Towns Community offers worry-free living with an abundance of amenities and conveniences.
Step into this recently renovated one-bedroom, one-bathroom condo, and experience comfort, style, and convenience. The open layout seamlessly integrates the living room, dining area, and kitchen, perfect for entertaining or relaxing in your own sanctuary.
Enjoy the benefits of gas heating, high-end appliances, and impact windows and doors, ensuring both comfort and safety. The kitchen is a chef's delight with modern cabinetry, stainless steel appliances, and ample counter space, including a bar area for casual dining.
Newly installed in 2023, the air handler and electric panel provide efficiency and reliability, along with new wiring and ceiling fans for added comfort. Cable TV, internet, gas, water, sewer, trash, and insurance are included in the HOA fees, ensuring hassle-free living.
The Five Towns lifestyle offers unparalleled amenities, including two clubhouses, six pools, a hot tub, tennis courts, shuffleboard courts, bocce ball, and more. Indulge in community events and activities, from poolside grilling to fitness classes.
Conveniently located, this community puts everything within reach. Publix grocery store is just around the corner, while shopping, dining, and entertainment options abound nearby. Spend weekends at beautiful beaches just a 10-minute drive away or explore Downtown St. Pete, just 20 minutes from your doorstep.
With elevator access and included maintenance services for exterior, grounds, repairs, pest control, and pool, worry-free living has never been easier. Don't miss out on this opportunity to embrace the Florida lifestyle you've been dreaming of. Schedule your viewing today! you can get this condo with very small down payment if you qualified ask your lender. Current owner has a VA loan on this property. This is a 55 plus community.
Deal Opportunity: Nontraditional Seller Financing – Your Path to Homeownership!
?? Perfect for Buyers with Credit Challenges or Income Verification Issues!
Here’s your chance to own a home without the hassle of qualifying for a traditional mortgage. The seller is offering an amazing nontraditional financing opportunity:
$30, 000 Cash Down Payment – Get started with a reasonable upfront investment.
? Mortgage Assumption – Take over the existing loan with a balance of $122, 582 at an interest rate of 6. 125.
? Affordable Monthly Costs – Enjoy manageable payments of $1, 089. 84 PITI (Principal, Interest, Taxes, and Insurance).
? HOA Fees of $495 – Covering shared amenities and property maintenance.
This is a perfect solution for buyers who have been turned away by banks or don’t meet conventional loan requirements due to:
Credit history concerns.
Difficulty verifying income ( freelancers, etc. ).
Instead of waiting years to qualify for a traditional loan, you can step into homeownership now and start building equity today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$130,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $104,000 | $104,000 | $104,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $115 | $115 | $115 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $718 | $701 | $885 |
Total Monthly Payment | $908 | $891 | $1,075 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.