Nestled on a quiet street in the very popular 55+ community of Palm Hill Country Club is where you will find this beautifully designed two bed/two bath with 1272 sq ft under air. The owner says it is her Happy Place. Whether you seek an active lifestyle with the friendly competition of golf, pickleball, tennis or shuffleboard or quiet relaxation with friends by one of the three pools there is something special for everyone. The monthly reasonable homeowners’ fee of $473 includes water, sewer, trash removal, recycle, lawn care, internet and cable. Almost everything stays here for the new buyers from the furniture to dishes and linens. The generous size kitchen has been completely opened which gives a natural modern feel for movement from kitchen to dining and living area. The kitchen is light and bright with a center island perfect for a quick lunch, additional workspace, or set-up for buffet style entertainment. The backsplash gives an attractive accent to the light cabinets and countertops. There is plenty of storage space, and even a section with pull out shelving. Laminate floors in the dining and living area give an appealing accent to the soft green wall color. In the dining room storage drawers run the length of the wall behind the table. The display cabinets that run above in most floorplans have been removed visually creating a spacious feel with the countertop and painted wall. The living area flows naturally beyond. Generous size windows bring filtered light inside. Beyond the living room there is an intimate sized den which could be a spot for curling up with a book or maybe a place to do computer work. Off this room there is a cozy front screen room with an outside entrance. The two bedrooms are at the other end of the home. The large primary bedroom has laminate floors and lightly painted walls. There is a walk-in closet between the bedroom and ensuite bath. A door separates the toilet and shower from the sink and vanity. Both baths feature a shower. Ceiling fans in the living area and both bedrooms distribute the air throughout the home. Pretty yellow siding, white trim, dark shutters and a roof over draws your attention to the home. At the end of the carport a screened side Florida Room leads into the home. There is a utility shed at the end of the screened room. Inside there is a newer washer, dryer, soaking sink and a water heater. A share in the community of $35, 000 is included in the list price. Come see for yourself. Call for a quick appointment.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $132,000 | $132,000 | $132,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $110 | $110 | $110 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $900 | $877 | $1,132 |
Total Monthly Payment | $1,085 | $1,062 | $1,317 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.