WATERFRONT! Price Reduction! What a view of the OPEN CANAL, absolutely beautiful, fully remodeled, furniture negotiable, includes all window treatments and ready for you to move in and add your personal decorative touches! The WATERFRONT location opens up to all canals coming together. You can add a dock with approval and there is also a boat ramp located within the Park. Owner can tie up boat to the cleats on the seawall directly behind the house. Upgrades to include, new kitchen with butcher block countertops, white cabinets, new flooring, crown molding, new bathrooms, all newer windows, new air conditioner 4/2024, new vapor barrier & 16 new piers ($5, 100. ) installed April 2024 with a transferrable 20-year warranty on the piers, upgraded electrical panel 2/2022, new roof over 2/2021. SELLER WILL CONSIDER HOLDING A MORTGAGE WITH SUBSTANTIAL DOWN PAYMENT + SELLER'S APPROVAL OF CREDIT. Holiday Shores is an active 55 + community with lots of planned activities and socials to keep you busy. There is an onsite library for your reading pleasure, a heated pool, pool tables, shuffleboard, putting green and a gym! You can even fish from the seawall behind your home! The pool, shuffleboard, clubhouse, gym, office and boat ramp are all a stone's throw from the property, no need to drive!
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Our Executive Mortgage Banker:
Our Insurance Division:
$274,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,920 | $219,920 | $219,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $226 | $226 | $226 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,463 | $1,462 | $1,855 |
Total Monthly Payment | $1,764 | $1,763 | $2,156 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.