Hurricane Helene and Hurricane Milton caused No Damage to this home or community and this is not a flood zone so No Flooding here either!
Price Improvement makes this home in Heritage Creek a Great Value and if your looking for a home in Paradise you will Fall in love with this Upgraded home and the Tranquil Community of Heritage Creek! This small community features a Boardwalk where you can enjoy the beautiful Florida sunsets and is just a short walk to the end of the Cul de sac. View both Virtual tour links and view all the details of this fine home. Enjoy morning walks or evening strolls on sidewalks where you can walk without autos flying by! There is a community gated dog park if you have a pet, and one very convenient feature of this particular home that the current owner enjoys is the heated community pool adjacent to the home that feels like their very own private pool with restrooms available. Entering the home you will find a spacious Great Room floor plan that features high ceilings and tile flooring combining a spacious dining area that is adjacent to the kitchen with all GE Stainless Appliances. Led lighting has been installed throughout the home including the garage, carbon filter on the AC and Nest Thermostat. The Kitchen has a pantry, Granite Counter tops, 42" wood cabinets with soft close drawers and doors, a breakfast bar and recessed lighting. The Primary bedroom is separated from the 2nd and 3rd bedrooms with a split floor plan and has an en-suite bathroom for added privacy with the convenience of a walk-in shower and walk in closet. The two guest bedrooms are carpeted and spacious with the convenience of a 2nd bathroom featuring a single vanity sink, tile floors and a tub/shower. This wonderful home also features an inside laundry room, GE washer and dryer and additional wood cabinets for storage with easy access to the attached 2-car garage with Chamberlain automatic door opener. The back of the home has a large screened in Lanai with paver flooring, a large kick plate, expensive roll down sunscreens ($5300. 00) and Large Paddle Fan ($1200) providing comfort and privacy. For your piece of mind, the home has a generator with wired panel, exterior security system and Ring doorbell. Enjoy beautiful sunsets from the "community board walk" located at the end of the cul-de-sac on Nostalgia Place. Lawn is maintenance free providing more free time to go to Manasota Beach only 2. 8 miles away, golf, boating, world class fishing and a relaxing lifestyle in Sunny Florida! The community is completed and there is no construction traffic or noise to contend with. This is a rare opportunity to own your piece of Paradise and you will not be disappointed! Call today for your private
showing.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,200 | $335,200 | $335,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $342 | $342 | $342 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,258 | $2,228 | $2,827 |
Total Monthly Payment | $2,675 | $2,645 | $3,244 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.