Welcome to this meticulously maintained & updated Amaral built home, of quality and elegance. This is a Hurricane Ready home with a whole house Generac generator on standby, AstroGuard Hurricane Fabric Protection for the windows and a concrete tile roof which is impact resistant and able to withstand sustained high winds. This home is nestled in the sought after Indian Trails subdivision. As you arrive you will admire the great curb appeal with lush landscaping, a stamped circular driveway and newer exterior paint. The interior boasts a split floor plan with 3 bedrooms & 2 baths offering privacy & comfort, there’s tile floor throughout the main living area, a vaulted ceiling in the great room, a beautifully updated custom kitchen with white cabinetry, granite countertops & new appliances, new light fixtures, LED lighting, closet organizers, tray ceiling in the master bedroom, custom master bath with Veterra countertop & LVP floors and a renovated guest bath with a granite countertop. The open layout seamlessly connects to the living areas creating a perfect space for entertaining guests or enjoying family time. The outside living space is your private backyard oasis. Relax on your large lanai which has been rescreened & has 3 6’ Colorado sunshades, porcelain tile and a TV/stereo. The white vinyl privacy fence has double gates & a single gate opening, there are 2 composite decks & one has an 18’ retractable awning and there’s outside lighting. Additional features & upgrades include a water softener system, it’s wired for surround sound, an irrigation system on a well, Thermopane windows, gutters with downspouts, a whole house Generac generator with transfer switch in 2023, HVAC in 2019 & hot water heater in 2018. The oversized 2 car garage has cabinets, a work area, ceiling fans, lighting, attic lift system, insulated garage door & 6” blown in attic insulation. With attention to detail evident throughout, this home embodies style and functionality, making it a true gem for its next lucky owners. Palm Coast is in Flagler County and known for its golf courses, beaches and great year round weather. This home is in the ideal location within a few miles of shopping, restaurants & schools. Come and start enjoying living in Paradise!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $150 | $150 | $150 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,127 | $2,744 |
Total Monthly Payment | $2,354 | $2,352 | $2,969 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.