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*WELCOME HOME!! * IMMACULATE, MOVE-IN-READY, AND A MAINTENANCE-FREE LIVING condo AWAITS you! * GREAT VALUE !* A wonderful opportunity to own one of the larger condos in the HERITAGE LAKE ! This SPACIOUS ( 1728 sq. ft. ) 2br/2bth/2 car garage condo located in the highly desired 55+ community of HERITAGE LAKE has LOW HOA FEES THAT INCLUDE; LAWN CARE, ROOF, SPRINKLERS/IRRIGATION, OUTSIDE WATER, EXTERIOR INSURANCE, COMMON GROUNDS MAINTENANCE, EXTERIOR PEST CONTROL, TRASH, CABLE AND INTERNET (BULK PKG. ), COMMUNITY POOL AND RECREATIONAL AMENITIES. A double-door entry invites you into a bright, spacious, open floorplan which is so versatile for everyday living and entertaining! The kitchen area offers generous cabinets and counterspace, extra-large pantry, newer refrigerator (2023) and dishwasher (2022)) , reverse osmosis, and a lovely breakfast nook with nice windows to view outside. High quality laminate and ceramic tile throughout with newer carpeting in the guest bedroom. The primary bedroom is very spacious, generous walk-in closets, upgraded vanity and granite countertops in primary master bath, walk-in shower, and an additonal nice, tall cabinet in bath which is useful for many items. 2nd bedroom is also a good size with a large walk-in closet. Both primary master bath and guest bath have "solar tubes'" in the ceiling for extra natural light ! When you step out to the backyard you will see an inviting paver patio area for seating with colorful plants and landscaping to enjoy the outdoors. This wonderful condo is located on a cul-de-sac street so no thru-traffic, and is walking distance to the beautiful , large, community pool/spa, clubhouse. , tennis courts, billiards, library, card room, exercise classes, bocce, pickleball, shuffleboard, and many social events. Convenient to shopping , resturants, professional/medical office, HCA Florida Trinity Hospital, Suncoast pkwy, Tampa Int. airport and much more. Garage screens included and new gutter guards (2022). Attic is very usable and has pull-down stairs. Garage is oversized ( 440 sq. ft. ). 2 (max) indoor cats are ok . Service dogs are allowed with proper verification and approval. Roof ( 2021), Hot water heater ( 2021) . *Some furniture may be included * IDEAL FOR SNOWBIRDS, RETIREMENT OR DOWNSIZING ! DON'T MISS OUT ON THIS GEM ! A HERITAGE LAKE BEAUTY! FLORIDA LIVING at its best! Schedule your private showing today and come make it your own! Thank you!
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Our Executive Mortgage Banker:
Our Insurance Division:
$264,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $211,920 | $211,920 | $211,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $227 | $227 | $227 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,410 | $1,408 | $1,817 |
Total Monthly Payment | $1,712 | $1,710 | $2,119 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.