Welcome to Sunrise at Harbourside Bldg 12 unit 503. Sit on your balcony and enjoy the wide open waterviews of Boca Ciega Bay. You'll be amazed at the dolphins, manatees, stingrays, seasonal seabirds and boats sailing by. This unit has 2 bedrooms and 2 baths. Upgrades include quartz countertops in kitchen and both bathrooms. New stainless-steel appliances in last 2 years, ceramic tile flooring throughout, built in storage in guest bedroom and new windows. The hot water tank new in 2021 and A/C 2024. The milestone inspection is complete as well as a new roof installed 2024. Harbourside is minutes to downtown, beaches and shopping. The unit has an assigned under the bldg parking space #30 and 2 storage units, one on balcony and another assigned in storage room by elevator. When Constructing Harbourside JMC the contractor used Solid Steel reinforced concrete construction rather than hollow concrete blocks. Amenities include 6 swimming pools, tennis courts with Pickle ball courts, 2 fitness centers with saunas, showers and locker, Jacuzzi, shuffleboard, outdoor grilling, 3 car wash station with vacuum & air, Car Charging station, Marina with 3 docks and 87 deeded slips plus 100 Kayak spaces. There is no deeded slip to this unit but there are slips available to rent or purchase from other owners. A Clubhouse with a full social agenda and a 1. 5 mile walking trail around the island to exercise and walk your pet. Sunrise Association allows owners one pet under 20 pounds. Come and enjoy Resort style living at its best.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $224 | $224 | $224 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,689 | $2,653 | $3,367 |
Total Monthly Payment | $2,988 | $2,952 | $3,666 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.