MOVE IN READY! Spacious 2 bedroom, 2 full bath villa with a wonderfully landscaped backyard and backing up to a very private preserve. Luxuriate in your very own paradise - lovely screened-in porch to enjoy your coffee or a cocktail while you relax and bird watch. Your kitchen with breakfast nook features new stainless appliances, a skylight, granite counters and plenty of newer cabinets for all those saute pans. Vaulted ceilings and lots of windows along with a recent painting of the complete interior make for a light, bright ambiance. New ceiling fans move air softly. Oversize one car garage offers attic storage and there is lots of guest parking for visitors and party guests. Caya Costa is a premier gated community with tennis, community pool, boat yard and boat launch along with a fishing dock and canal access to Tampa Bay. HOA monthly fee covers HOME OWNERS INSURANCE ON THE STRUCTURE, maintenance and repairs of the structure, roof, skylights, gutters, painting, front step, sidewalk, fences, driveway, grass, bushes, trees, lake maintenance, community pool, heated spa, fishing dock, tennis courts, pavilion, 24/7 live guard security and common areas. Your weekends will be for relaxing, not "honey-dos" Boaters can keep any boat that can be trailered in the community boatyard and launch into the canal to get down to Tampa Bay. Water and electricity available to clean boats and there is a rack for storing kayaks and canoes. Located ten minutes from the Gandy bridge, the Howard Franklin bridge and the nightlife of Downtown St. Pete, you can be at the airport or the Gulf beaches in 25 minutes. Shopping and restaurants 5 minutes away. Pinellas Trail goes right past the neighborhood- you can walk or bike for 60 miles non-stop! It’s where you want to be when you want to be there…. MOVE IN THIS WEEKEND!
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Our Executive Mortgage Banker:
Our Insurance Division:
$429,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,200 | $343,200 | $343,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $532 | $532 | $532 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,312 | $2,281 | $2,943 |
Total Monthly Payment | $2,919 | $2,888 | $3,550 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.