Embrace the epitome of Florida living in this exquisite, turnkey-furnished condo at Waterside in Bird Bay Village—where luxury meets comfort and tranquility greets you at every turn. This charming ground floor WATERVIEW condo is ready for your arrival. Upon entering, you are greeted by a spacious open floor plan, framed by picturesque views of a serene pond. The well-appointed kitchen features modern white appliances, a breakfast nook overlooking lush Florida landscaping, and a built-in pantry. The dining area seamlessly transitions into a generous living room. A split bedroom layout offers privacy and comfort for friends and family visits. Enjoy the ceramic tiled lanai, an ideal setting for hosting gatherings, or simply relaxing with your morning coffee or an evening cocktail. The vibrant pond attracts native Florida birds and aquatic life. Enjoy one of the lowest HOA fees in Bird Bay Village, which includes access to two community pools, exterior insurance, grounds and exterior maintenance, management, pest control, sewer, trash services, a fitness center, a clubhouse with a full kitchen, a library, tennis and pickleball courts, and shuffleboard. Experience maintenance-free living at its finest in Waterside at Bird Bay, the newest addition to this delightful community. This home is constructed with sturdy block and stucco, features a new Square D electric panel, and a recently installed AC unit from 2020. Don’t miss the chance to live in paradise, whether you’re searching for a permanent residence, a seasonal getaway, or a profitable rental property, your search ends here. NO FLOOD INSURANCE REQUIRED!
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Our Executive Mortgage Banker:
Our Insurance Division:
$294,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $235,999 | $235,999 | $235,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $244 | $244 | $244 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,472 | $1,434 | $1,865 |
Total Monthly Payment | $1,791 | $1,753 | $2,184 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.