Your waterfront dream awaits in this Florida Villa (4/3) with your very own PRIVATE POOL! It's a rare gem packed with all the essentials:
Boat Lift (12. 5klb) with 55' Dock,
Private Heated Pool
2-Car Garage
Updated composite decking
Water View
Hurricane Shutters
Ginormous Screen Enclosed Lanai
Just 2 MINUTES TO OPEN WATER!
Gas Stove and Gas Fireplace
Tile throughout and Vaulted Ceilings
Dock your boat right outside your living room and indulge in this fabulous entertaining oasis! No more hassle lugging gear from a distant condo. Ambient lighting make it perfect for gatherings. Inside, find 4 bedrooms, 3 full baths, plus a Bonus room that could be a home office or extra den. Enjoy the convenience of a gas stove and a cozy fireplace by the sea. This home boasts pride of ownership with updates including A/C (2020), water heater (2020), Garage door (2019), attic ladder (2020), and Washer/dryer (2019). The massive new composite decking ensures years of maintenance-free living. The community offers an onsite Clubhouse, Galley Restaurant, TENNIS courts, pickleball, Game Room, and Fitness Area. Some hurricane damage remains to the sheetrock but will be repaired by the association. Located within biking distance of downtown Punta Gorda, with dining, shopping, farmers markets, and live music venues. Minutes away from the upcoming Sunseeker Resort opening this October. Experience the best of Florida living with this extraordinary Villa – a true dream home! Be sure to check out the Virtual Video link above.
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Our Executive Mortgage Banker:
Our Insurance Division:
$620,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $496,000 | $496,000 | $496,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
Monthly Tax Payment | $297 | $297 | $297 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,342 | $3,384 | $4,287 |
Total Monthly Payment | $3,731 | $3,773 | $4,676 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.