Immerse yourself in the quintessential North Fork lifestyle! Situated on a spacious lot on a charming street, this exquisitely updated ranch offers a plethora of amenities to elevate your summer experience. Enter into an expansive open-concept living area adorned with lofty ceilings and abundant natural light, seamlessly flowing into a well-appointed eat-in kitchen with a central island table and stainless-steel appliances. The primary bedroom down the hall boasts a queen bed and an en-suite half bath, while the secondary bedroom features a full bed and a versatile office desk, ideal for remote work. The third bedroom is furnished with two twin beds. A beautifully renovated full hallway bathroom completes this wing. Descend to the finished lower level, where a generous TV/lounge area awaits, alongside an additional sleeping alcove with a queen bed, a fully updated bath, and a conveniently stocked laundry room. Outside, the exceptional yard beckons with a spacious patio, multiple seating areas, a BBQ, and an outdoor fireplace. Discover an additional fire-pit area and a generously sized fenced-in pool with a trellis lounge area, offering endless opportunities for outdoor relaxation and entertainment. Conveniently situated just moments from a charming downtown area, golf courses, vineyards, and farm stands, this home also provides easy access to the beautiful Wading River Beach, the perfect backdrop for enjoying the serene coastal lifestyle. , Additional information: Appearance: excellent
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Our Executive Mortgage Banker:
Our Insurance Division:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $4,720 | $4,720 | $4,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $32 | $31 | $40 |
Total Monthly Payment | $107 | $106 | $115 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.