Set in the beautiful Lake Champlain Islands, in a country setting with 400ft of lakefrontage is this idyllic 1870 Vermont Farmhouse. This charming 4-bedroom home is located on 12. 58 acres on the west shore of Grand Isle with outstanding sunset and Adirondack Mountain views. Enjoy the view from the elevated lakeside deck while easily accessing the shore from the steel staircase. In 2019 the shoreline was stabilized with a large seawall. This traditional home is filled with character from the wood floors, exposed beams and brick, a stone fireplace, and antique light fixtures. The spacious downstairs features a formal dining area, a kitchen with sliders to the backyard, a living room with lake views and a live edge wood bar, and a study with built-ins. Upstairs are four bedrooms with wood floors as well as two bathrooms. The unfinished attic provides extra storage and has the potential to be finished. Additionally, there is an attached two-car garage, a gazebo, and a large garden space with established plantings. The 12. 58-acre property is yours to explore with a pasture and a wooded area. For boating enthusiasts, there is a public boat launch less than a mile away. Don't miss the opportunity to view this one-of-a-kind Vermont property--schedule a private showing today!
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Our Executive Mortgage Banker:
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$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $1,134 | $1,134 | $1,134 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,908 | $3,855 | $4,891 |
Total Monthly Payment | $5,134 | $5,081 | $6,117 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.