Former Builder Model Vista Verde 3/3 with 3-Car Garage and 600+ SF West-Facing Screened Lanai overlooking White Heron Golf Club Fairway #3 has Solid Surface Floors and Irrigation Well, located 0. 2 miles from High Vista's private clubhouse and outdoor amenity center. Panoramic golf course views from family room, eat-in kitchen, living room, primary bedroom and screened lanai with retractable awnings. Expanded brick paver driveway and walkway to under roof front door with 8 FT leaded glass full-view door and sidelight. Central living/dining rooms have crown molding, wood floors and a wall of patio doors to the screened lanai with brick paver floor. Kitchen has granite counters & breakfast bar, recessed lighting and 42" white cabinets with under-lighting. Primary en suite bedroom has dual walk-in closets, granite-topped comfort-height bathroom vanities with dovetailed drawers & soft close doors, frameless shower with tile surround, water closet, dual linen closets and recessed lighting. Split bedroom design with shared bathroom between guest bedrooms. Additional full bathroom near family room and lanai. Corridor laundry room to garage has washer & dryer with overhead cabinets and a utility sink. Garage has utility door, insulated/reinforced garage doors, newer water heater, electric rolling screen on double garage door and keypad entry. Roof replaced 2018; newer HVAC hung from garage ceiling to extend usable floor space in garage. Solar exhaust on roof. Newer hot water heater & smoke detectors. Well for irrigation. See attachment titled "Reserved Personal Property 07 09 2024" for personal property excluded from sale. Sold As-Is. Ridgewood Lakes is a golf cart friendly community. $220 monthly High Vista HOA fee includes Spectrum internet and basic cable TV with 2 cable boxes, lawn mowing and exclusive access to resident-owned 12, 000 SF private clubhouse and amenities. $435 semi-annual Ridgewood Lakes HOA fee provides 24x7 staffed security gate and master association-owned private road maintenance. Adjacent to 18-hole White Heron Golf Club with restaurant, privately owned and open to the public. High Vista is a 55+ community with outdoor heated pool and spa, fitness center, library, pub & many organized activities. Pickle ball, tennis, bocce and shuffleboard courts. Miles of biking and walking trails within Ridgewood Lakes gated community. Shopping, Disney, Universal, Orlando & Central FL entertainment nearby, easy access to I-4, medical facilities, airports & Sunrail Station. Advent Health hospital is 3 miles away. Bedroom Closet Type: Walk-in Closet (Primary Bedroom).
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $364,000 | $364,000 | $364,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $447 | $447 | $447 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,422 | $2,419 | $3,070 |
Total Monthly Payment | $2,944 | $2,941 | $3,592 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.