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Water Front Rustic Cabin - reached via a covered bridge! Listen to the rushing Clesson Brook in the house or in the yard! Can be a magical second home escape, or cozy year round living. Open first floor plan combines kitchen/living/dining areas at one end, and den/study at the other. Spacious screen porch extends the living area in warmer months. Two large bedrooms on second floor have windows open to the restful Clesson Brook melody! Let it lull you to restful sleep! Full walkout basement area houses utilties and large workshop or studio area. With "good bones" in place, and proximity to water not possible to build today, its time for a new owner to freshen this one up and make it sparkle once again! Old gardens await rejuvenation. 10 minutes to vibrant village of Shelburne Falls, or 10 to the quaint center of Ashfield, with Northampton only 30 minutes. Four season recreation abounds nearby! If you've been searching to get back to nature, here's your chance!
Type | Level |
---|---|
Bedroom 2 | Second |
Dining Room | First |
Kitchen | First |
Living Room | First |
Master Bedroom | Second |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $255 | $255 | $255 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,482 | $1,462 | $1,886 |
Total Monthly Payment | $1,812 | $1,792 | $2,216 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.