450 Harbor Springs DRIVE, Palm Harbor, FL, 34683 | $435,900

BACK ON THE MARKET! Welcome home to Harbor Springs Luxury Townhomes in the beautiful coastal town of Palm Harbor! This MOVE-IN READY, 'like brand new, END UNIT offers 3 bedrooms, 2. 5 bathrooms, and a 2-car garage in the desirable Harbor Springs community. Here, you're just minutes away from stunning Florida beaches, shopping, restaurants, and the Pinellas Trail. Tampa International Airport is only about 40-45 minutes and nearby Downtown Palm Harbor, and Dunedin, offer many other attractions. This townhouse boasts wonderful curb appeal, tucked away in a quiet community with well-manicured landscaping. As an end unit, it enjoys the luxury of no neighbors to one side and is conveniently located closest to the community pool and mailbox. Imagine the ease of having the pool just steps from your door, offering a serene and relaxing environment. Picture evenings by the poolside, where you can unwind and enjoy the peaceful ambiance illuminated by the cozy poolside lighting. Upon entering the townhome, you'll be greeted by an abundance of natural light, high ceilings, contemporary living spaces, and an open, updated floor plan. The kitchen features stainless appliances, beautiful granite countertops, solid wood cabinets, and elegant luxury vinyl flooring, seamlessly flowing into the spacious living room. Venture upstairs to discover a thoughtful addition made by the owner: new luxury vinyl flooring on the stairs and upstairs hallway and in the master bedroom, ensuring continuity and modernity throughout the home. The second level hosts all three bedrooms, with a split bedroom floor plan providing privacy. The oversized master bedroom boasts high tray ceilings, a generous walk-in closet, and a large ensuite bathroom with dual vanities. Additional highlights include the laundry room conveniently located upstairs. This meticulously maintained home comes with several upgrades, including a new Samsung refrigerator and dishwasher, new vinyl flooring in select areas, and a new screen added to the lanai. This unit also comes with hurricane shutters for all windows. Harbor Springs is a well-maintained, PET-FRIENDLY community located within 15 minutes of the Dunedin Causeway, Honeymoon Island, and a short drive to Downtown Dunedin and Tarpon. The HOA offers an array of benefits, including cable TV, internet, maintenance, sewer, and water. Don't miss out on this exceptional home in a prime location! Schedule your showing today.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Upper Level
  • Year Built: 2017
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,840
  • Acreage: 0.06
  • Est. Taxes: $5,073
  • HOA Fee: $464 Monthly
  • View: Pool
  • Elem. School: Sutherland Elementary-PN
  • Middle School: Tarpon Springs Middle-PN
  • High School: Tarpon Springs High-PN
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: U8241000
  • Days on Market: 179 days
  • Website: https://www.raveis.com
    /prop/U8241000/450harborspringsdrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/23/2024 7:48:56 AM)
Listing courtesy of KELLER WILLIAMS REALTY- PALM H   Phone: 727-772-0772

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

450 Harbor Springs DRIVE, Palm Harbor, FL, 34683

$435,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $348,720 $348,720 $348,720
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $423 $423 $423
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,320 $2,318 $2,990
Total Monthly Payment $2,818 $2,816 $3,488

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.