SELLER TO PAY SOCIAL MEMBERSHIP THRU 2025! Take a tour of Harmony! You will fall in love! Welcome home to this immaculate 2 bedroom 2 bathroom in the 55 and better community of The Lakes at Harmony, Florida. Upon entering this home you are greeted with an open floor plan. As you walk into the open kitchen, there is a dining space. The kitchen is in the heart of the home and features 42" wood cabinets, recessed lighting, stainless steel appliances, granite countertops with bar seating, an island for food prepping and a spacious pantry. The great room sits in the back of the house and overlooks the lanai. The owner’s suite is spacious with en-suite with dual sinks, a large walk-in shower and a walk-in closet. Bedroom 2 is spacious with built in closet. Enjoy your rear screened lanai for relaxing! Upgrades include flooring tile through out the whole house. Lovely crown molding through out. Recently improved with interior paint. Water Softener and Culligan water at sink. Reverse Osmosis, updated counter lights, fenced yard with screened lanai. Upgraded shower, Security System - CPSS and built in cabinets in laundry room. When you live in The Lakes, you can enjoy all of the amenities; new dog park, an amenity center with a zero entry pool, fireplace, community gathering room, activities room, private gym, tennis and pickle ball courts, boating, walking trails and a golf course. The Association takes care of yard maintenance, exterior pest control and security gate. The gated community is peaceful and tranquil and is located 40 miles southwest of Orlando and 40 miles from the east coast beach. Enjoy boating on Buck lake and golfing on the 18 hole Johnny Miller golf course. Town market, and pizzeria all within Harmony Town Square. Buyer to verify all room measurement.
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Our Executive Mortgage Banker:
Our Insurance Division:
$322,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $258,000 | $258,000 | $258,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $488 | $488 | $488 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,782 | $1,738 | $2,195 |
Total Monthly Payment | $2,345 | $2,301 | $2,758 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.