A rare opportunity to live in Portsmouth's coveted Elwyn Park neighborhood. Every room has been thoughtfully updated or renovated as well as the roof (2 yrs), exterior (3 yrs) and heating system. The main level has hardwood throughout and a neutral palate. Relax in the bright and spacious living/family room with a wood burning fireplace and light streaming in from 3 sides. Adjacent to the living room is an office/study with scenic views of the expansive yard and vegetation. The kitchen is the place to gather, with ample room for all your guests. The appliances are newer, and there is a dining area and a huge walk-in pantry conveniently located next to the garage for easy unloading of groceries. Also on the main level - a powder room and direct access from the kitchen to the oversized deck with hot tub. Head upstairs where you'll find 4 generously-sized bedrooms, including an ensuite primary with an amazing walk-in closet where no detail was missed including vaulted ceiling and custom closet fit out. The primary has a stylish bathroom with tiled shower, plus an additional sitting room with direct access to a balcony that looks onto the back yard. The option is there to separate the primary suite from the rest of the house to create an in-law or au pair with a private entrance. Outside you'll love whiling the afternoon away on the deck that overlooks the meticulously landscaped grounds. Attached garage, full basement, great school district on public transportation!
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William Raveis Real Estate
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $622 | $622 | $622 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,986 | $3,982 | $5,138 |
Total Monthly Payment | $4,700 | $4,696 | $5,852 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.