8580-C PALMO FISH CAMP Road, #C, Saint Augustine, FL, 32092 | $899,900

Enjoy the beauty & tranquility of this lovely waterfront retreat! This amazing property has 2 houses that front on the famous St Johns River at entry of Six Mile Creek. Makes a great 2-unit short-term rental, AIRBNB, VRBO, winter home, or permanent homestead. The 2-bedroom, 2-bath main house features front & back porches, metal roof, 2-car carport, gated entry, fantastic interior/exterior renovations w/luxury vinyl plank flooring, gourmet kitchen with new cabinets, countertops, & appliances, completely updated baths (both with bidets), fine window treatments, new washer/dryer, & more. The separate studio style guest house was completely redone a year ago (raised above flood zone) & has a convenience kitchen, bath w/shower, a TV area with a smart TV. Private updated dock w/boat lift, new bulkhead/sea wall, & public boat ramp 200' from property make this a riverfront dream location. You simply can't find properties like this on the river for less than $1, 000, 000. Furnishings negotiable. This is a beautiful property and will do well as long term or short term rental. See proforma Cap and ROI projections in documents. Buyer should verify own use and revenue/expense projections. These are just for illustration purposes.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: In Unit
  • Style: Cottage, Traditional
  • Year Built: 1984
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 2,104
  • Acreage: 0.35
  • Est. Taxes: $3,459
  • View: River
  • Water Front: Yes
  • Elem. School: Picolata Crossing
  • Middle School: Pacetti Bay
  • High School: Tocoi Creek
  • Appliances: Dishwasher, Disposal, Dryer, Gas Range, Instant Hot Water, Microwave, Refrigerator, Washer
  • MLS#: 2023185
  • Days on Market: 38 days
  • Website: https://www.raveis.com
    /prop/2023185/8580cpalmofishcamproad_saintaugustine_fl?source=qrflyer
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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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8580-C PALMO FISH CAMP Road, #C, Saint Augustine, FL, 32092

$899,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,920 $719,920 $719,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.406% 6.762% 6.830%
Monthly Tax Payment $288 $288 $288
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,669 $4,610 $6,321
Total Monthly Payment $5,049 $4,990 $6,701

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.