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Step right into this charming 4 bed, 2 bath expanded cape in Hicksville! Boasting 1573 square feet, this home welcomes you with its open layout, perfect for entertaining. The extended Eat In Kitchen features granite countertops, while the formal dining room showcases a large window for natural light. Relax in the spacious living room, also with a large window. The master bedroom includes a closet and wall AC, accompanied by another bedroom with a closet and a full bathroom featuring shower glass doors. Upstairs, two more large bedrooms with closets await. The finished basement offers a large room, storage room, full bathroom, and utility room. Additional features include 200 amp electric, a 5-year-old boiler, 3-zone heat, a sewer line just 7 years old, hardwood floors throughout, overhead lighting, inground sprinklers in the front and back, a private driveway, and an above-ground oil tank. Enjoy the privacy of the fenced backyard with a paver patio and shed, completing this delightful property.
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Our Executive Mortgage Banker:
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$669,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $535,200 | $535,200 | $535,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $816 | $816 | $816 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,561 | $3,557 | $4,589 |
Total Monthly Payment | $4,469 | $4,465 | $5,497 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.