Huge PRICE REDUCTION on this beautiful stretch Gardenia, ready for you to move right in. Seller is motivated. The home is located on a quiet cul de sac street and as you drive up, you will see the classy landscaping. Enter the leaded front door and you will notice the gorgeous light fixtures in the hall and dining room. This home is being sold partially furnished. The living, dining and two of the bedrooms have engineered hard wood flooring, one bedroom is carpeted. The bathrooms and kitchen are ceramic tile. The living room has been stretched and has plantation shutters throughout. The front guest room makes a perfect den with plantation shutters, a bowed window, hardwood flooring and a closet. The other guest bedroom has a closet and is perfect for guests with a pretty valance on the window. The guest bathroom has been redone and has a shower and granite counter top. The Primary bedroom has a tray ceiling and two custom walk-in closets and a great bathroom with dual sinks and Roman shower. The entire home has higher baseboards and rounded corners. The large kitchen is a chef's delight with granite counters extending up the wall to the cabinets. The cabinets are stacked and there are pot drawers and plenty of pull out shelving, a lovely eat in nook area and stainless appliances. The indoor laundry has a sink, built in cabinets, a pantry with pull out shelving and washer and dryer. In the two car garage is the water filtration system, central vacuum, an epoxy floor, a window and extra light and vented garage door. This home was built in 2015 so HVAC, H/W and roof are all 2015. Maint $648. 13, Fire $125. 00, Bond pmt $1400. 87, Taxes $2, 384. 51, Bond balance $17, 007. 70. Seller offering generous Buyer concessions
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,200 | $415,200 | $415,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $455 | $455 | $455 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,762 | $2,760 | $3,501 |
Total Monthly Payment | $3,309 | $3,307 | $4,048 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.