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Under contract-accepting backup offers. Your opportunity awaits. Now accepting private appointments to see this meticulously well kept residence, in a unique part of northeast St. Petersburg. Come to live, and stay to play, in the coveted subdivision of Sterling Manor at Brighton Bay. With only one way in (no pass through roads) you will enter a community of just single family homes, all constructed by the same builder from 2000-2002. Delight in the privacy and the recreational amenities. (play area, tennis, pickleball, volleyball, pool, hot tub, basketball) Enjoy the nature and multiple lake views on your relaxing walks or jogs. Be surrounded by mangroves leading to the Bay, and seeing all the amazing migrating birds and wildlife. Tasteful updates include pecan engineered hardwood floors and kitchen/bathroom granite, living room surround sound, and a fold away front screen door. Energy efficient upgrades include all hurricane strength impact windows and doors/slider (2022), plus a new roof (2021). Paradise and privacy found. Relax in your enclosed back porch overlooking the most picturesque setting. The backyard is a landscaped bird and butterfly sanctuary with square foot gardens. Delight in sitting on your back patio each morning enjoying the many birds and butterflies that visit daily and yearly, as part of their migration. The property also comes with established coconut & banana trees, as well as irrigated garden beds. This is Florida at its finest and truly a place of serenity. The good sized lot backs up to a conservation area, so the perspective is personal. (master bedroom view included) Altogether, this is a phenomenal community filled with amazingly supportive friends and neighbors. Feel safe walking (dog friendly) in the neighborhood anytime (day or night). This is a subdivision of well maintained residences that is centrally established close to downtown St. Pete. (10 miles), Tampa (15 miles), Clearwater FL (18 miles), and 30 minutes to the Gulf of Mexico! Literally minutes to the waters of Old Tampa Bay, the Gandy Bridge and Interstate 275. Close to both local airports; TPA (12 miles) & St. Pete/Clearwater/PIE. (6. 5 miles) It's a definite WOW!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$549,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $285 | $285 | $285 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,964 | $2,964 | $3,802 |
Total Monthly Payment | $3,341 | $3,341 | $4,179 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.