20323 Mount Prospect AVENUE, Port Charlotte, FL, 33952 | $460,000

Welcome to your dream home in the heart of Port Charlotte! This charming 4-bedroom, 2-bathroom residence sits gracefully on a quiet street, nestled on an oversized lot spanning an impressive 20, 026 square feet. As you step inside, you'll be greeted by the allure of beautiful slate floors that adorn this meticulously designed home. The spacious living room invites gatherings and entertainment, seamlessly connected to the open kitchen and dining area. The primary bedroom offers a serene retreat with access to the lanai and boasts two walk-in closets for your organizational needs. Pamper yourself in the spacious primary bathroom featuring dual sinks, a walk-in shower, and a linen closet. With a thoughtfully planned split floor plan, the guest bedrooms and laundry room are conveniently situated on the opposite side from the primary bedroom. Each guest bedroom, except one, features its own walk-in closet, ensuring ample storage space for all.
Step outside and be enchanted by the meticulously landscaped grounds adorned with mature trees and custom curbing, creating a serene oasis right at your doorstep. Indulge in outdoor living with direct access from the guest bathroom to the pool and lanai, perfect for hosting gatherings or simply unwinding in the Florida sun. A separate building on the back lot of the property has a shed that provides additional storage, with a private entrance to an additional bedroom with a closet offering versatility and convenience. This could also be used as an art studio, yoga studio or a guest house. Don't miss out on the opportunity to call this remarkable property your own—a true sanctuary offering both comfort and tranquility in one of Port Charlotte's most coveted locations. Schedule your private showing today!

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 80 x 250
  • Laundry: Inside, Laundry Room
  • Year Built: 1987
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,957
  • Acreage: 0.46
  • Lot Size: 80 x 250
  • Est. Taxes: $2,486
  • Lot Desc: Cleared, Landscaped, Oversized Lot
  • View: Park/Greenbelt, Pool
  • Elem. School: Neil Armstrong Elementary
  • Middle School: Port Charlotte Middle
  • High School: Port Charlotte High
  • Pool: Deck, Gunite, In Ground, Screen Enclosure
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7491879
  • Days on Market: 219 days
  • Website: https://www.raveis.com
    /prop/C7491879/20323mountprospectavenue_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 4:53:39 AM)
Listing courtesy of KW PEACE RIVER PARTNERS   Phone: 941-875-9060

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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20323 Mount Prospect AVENUE, Port Charlotte, FL, 33952

$460,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $368,000 $368,000 $368,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $207 $207 $207
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,479 $2,446 $3,103
Total Monthly Payment $2,761 $2,728 $3,385

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.