Looking for a spacious well-built home in Pelham? This home has it all enter home into large living room adjacent to dining room. The home features an eat-in kitchen with a separate room for washer and dryer spacious den /office area and powder room. . Upstairs 4 bedrooms . . master bedroom has separate room with plumbing to add bathroom walk in cedar closet for furs . . All bedrooms have spacious closets . . full bathroom . . nice basement with ample room to expand your living quarters when you choose to do so . You can enter fenced yard through the 1st floor rear kitchen door , Or access yard from basement . A driveway that can fit up to 5 vehicles and a large 2 car garage ! Only seconds to the hutch and bus stop with a 12 minute walk to metro north train . Additionally there's a large attic with pull down ladder with giant ceiling fan that cools down the entire home . it's has good bones solid foundation located in Chester Park. Owner says home never floods and parking for 7 vehicles on property ! Easy to show.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,200 | $679,200 | $679,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,649 | $1,649 | $1,649 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,856 | $4,237 | $5,686 |
Total Monthly Payment | $5,597 | $5,978 | $7,427 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.