Amazing location - close to Downtown Dunedin. LOW monthly HOA fee covers everything but your electric and roof! Welcome home to this adorable villa in the wonderful 55+ community of Skye Loch villas! As you arrive at your unit, you will love the fact that you have your own covered carport, which has extra storage space plus your washer and dryer. Step inside the front entry to your oversized great room that will be perfect for entertaining! There is ample space for both a living room and dining room, and the half bath for guests is is right off this room. Head into the kitchen, which has stainless steel appliances, a large stainless steel sink that is wide and deep, and two storage closets with built-in shelves that provide ample storage. Off the kitchen into your bonus/flex room. This space also has another closet that offers ample storage and houses your hot water heater. This room can be used as a second bedroom, home office or as an additional living space. The primary suite is a nice and large room with a bonus storage closet and an oversized walk-in closet. The en suite bath has a lovely tile surround step and shower with a beautiful stained glass window. Off the bonus flex space is your screened in porch, which is so quiet and serene and perfect for enjoying the beautiful Florida weather! You are not going to want to miss the opportunity to make it yours! Come and see it today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$238,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $190,400 | $190,400 | $190,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $126 | $126 | $126 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,267 | $1,265 | $1,633 |
Total Monthly Payment | $1,468 | $1,466 | $1,834 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.