**UNDER APPRAISED VALUE!**Stunning and spectacular water views come with this gorgeous must-see home. This spacious and open layout offers 3 bedrooms, 2. 5-bathrooms, with an additional study/den space that is loaded with upgrades! Off the front of the home, you’ll find the 2 secondary bedrooms with the full bathroom in between. Head down the hall to your open concept space with the dining room at the front flowing into the living room and kitchen. The beautiful kitchen features 42” cabinets, a large island, quartz countertops, and stainless-steel appliances. The primary bedroom is tucked up at the back of the home with the amazing flex space looking out the picturesque window to the pond view. This home offers upgrades galore including tall interior doors, tile flooring, fixtures, gutters, backsplash, and a screened porch for you and your furry friends to take in the sunsets. Energy efficiency features throughout the home range from the windows to the R-30 insulation to the water fixtures and the LED lighting. You are a short distance away from the community pool and a trail to enjoy the outdoors. Close to downtown DeLand, Stetson University, shopping, restaurants, schools, and so much more and just minutes to I-4 providing easy access to Orlando and the popular beaches. This house includes a 10-year structural warranty! Schedule your private showing today!**This property qualifies for a closing cost credit up to $2, 900 through the Seller’s preferred lender. **
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $306 | $306 | $306 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,994 | $2,572 |
Total Monthly Payment | $2,377 | $2,375 | $2,953 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.